Make the Switch and Move your Money
Step 1: Pick a new financial institution
Tell us what accounts you have, what you want in a bank/credit union, and we’ll tell you where to Move Your Money!
Step 2: Move your Money
* note that if you have a credit card associated with your old bank account, it may be better to leave the minimum balance in the account and not cancel the card so as not to affect your credit score.
Step 3: Tell the World!
Use the graphic at right to post on your socials
But First… Our Recommendations
Blu Peak Credit Union
USE Credit Union
USE is a large, California-based Credit Union. In fact, they have a location right on UCSD’s campus! Their student checking account offers no monthly fees with a minimum deposit of $25 and a minimum balance at any time of $0, though a one-time $5 membership fee is assessed. USE offers overdraft protection up to $20, interest on savings accounts at 0.05%, and Zelle™. Across the country, 30,000 ATMS will be available for your USE (sorry for the pun) in the Co-op ATM network.
More info:
www.usecu.org/community-about/who-we-are/
Open an account online here:
Ando Bank
Ando Bank
Ando is a totally online bank committed to transparency, sustainability, and climate action. 100% of consumer deposits are invested in companies fighting climate change. Their spending account has no monthly fees, a minimum deposit of $0, 1.5% cash back, and $200 in overdraft protection. Their savings account provides interest at 0.17%. A sustainability fee of $8.99/month supports Ando’s mission to provide competitive rates and promote/complete climate actions. 61,000 ATMS will be available for your use in the MoneyPass ATM network.
More info:
www.andomoney.com/sustainable-banking
Open an account online here:
University Credit Union
University Credit Union
UCU is a small, college-focused Credit Union. Their San Diego location is right here on UCSD’s campus, in the Price center. Their University checking account offers no monthly fees with a minimum deposit of $50 and a minimum balance at any time of $0. There is no fee for overdrafts and (with 25 transactions a month) members receive 1% dividends per year on their checking accounts. Their savings account provides interest at 0.15%. Across the country, 30,000 ATMS will be available for your use within the Co-op ATM network. They also reimburse up to $25 from the use of out-of-network ATMs.
More info:
https://www.ucu.org/Join/About-Us/University-Communities/University-of-California-San-Diego
Open an account online here:
